Group benefits

As an employer, you may want to offer your employees an attractive insurance package, but it can be hard to get the variables to give them options.  We are more than just an insurance agency.  We are part of the team.  We work with you to evaluate various scenarios and put together a package that works with your company’s budget and unique needs.


Group Benefits To Fit Your Your Needs

Instead of anticipating your needs and giving you a cookie-cutter package option, we listen and learn what your challenges are in your current group benefits set-up or in your efforts to obtain benefits. From there, we develop a strategy to help you meet your goals. When you work with Marc Sigmon Insurance you aren’t limited by a single carrier.  We can provide you with a package that includes multiple carriers like Kaiser and Sharp.  At the very least, employee benefits can consist of health, dental, vision, disability, and life insurance.

 

We also provide you with three different options to pay for group benefits: 

  • 100% employer-provided
  • Employer contribution - You choose how much on a monthly basis to contribute based on a percentage or flat rate
  • Employee paid (voluntary) - Employees have to meet a minimum participation amount and there is no cost to the employer.

 

We then set up regular meetings to review the strategies we've implemented together to ensure that you are moving closer to meeting your goals.  Many employers use their employee benefits packages to attract and retain valuable employees to keep their business thriving. We will work with you to develop strategies to ensure you are in line with your competition.

What are Group Benefits?

Group benefits or group medical coverage is a single policy that covers a company’s eligible employees and in most cases their dependents. With a group health insurance program, you pay either part or all of the cost of the monthly premiums for your employees, from which you typically gain certain tax benefits.  It is often much less expensive than if each individual purchased an individual policy. 

 

There is no right or wrong answer when it comes to insurance planning for your business because there are many variables to consider. We can help you determine the package that is right for you and then help you develop a strategy that is best for both your company and employees. 

 

*Ask us about individual products such as dental, vision, cancer, retirement/401K or indemnity plans which are available alongside other lines of insurance. 

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Choosing a Health Insurance for Your Business

As a business owner, it is in your best interest to offer your employees a comprehensive benefits package, but how do you know what works and what doesn’t? Health insurance is a good place to start but there are so many options to choose from.


Offering the "right" health insurance plan is one of the most important decisions you can make as a business owner. Keeping employees happy and healthy will benefit you in the long run. But making sense of the complex health care system has become increasingly difficult for employers. We are here to help you understand and then, untangle, your group health insurance options.

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